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Transfer news LIVE: Nicolas Jackson termine l’examen médical de Chelsea, alors qu’Arsenal veut Rice and Timber

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Suivez le blog en direct de Mail Sport pour toutes les dernières nouvelles sur les transferts dimanche alors que Romelu Lukaku envisage son avenir au milieu de l’intérêt de l’Arabie saoudite, Man City aurait tenté tardivement de garder Bernardo Silva et Leeds “l’œil d’Amad Diallo de Man United”.

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Russia, Ukraine to exchange displaced children in Qatar-brokered deal

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Russia and Ukraine have agreed in a Qatari-brokered deal to exchange almost 50 children displaced by Moscow’s invasion, the Kremlin’s children’s rights commissioner Maria Lvova-Belova announced in Doha Wednesday.

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Warning over surge in imported malaria in Britain as cases of deadly mosquito-borne illness hit 20-year high

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Britain is being hit by a surge in imported cases of malaria, health officials warned today. 

More than 2,000 travel-acquired cases of the mosquito-borne illness were logged across England, Wales and Northern Ireland in 2023. 

It marks the biggest toll in more than two decades and a hike of almost 50 per cent in just a year. 

Malaria, which singer Cheryl Cole famously suffered from in 2010 following her trip to Tanzania, is not found in the UK. 

However, the illness is very common in parts of Africa, Asia and central America. As such, cases are brought into the UK by travellers returning from exotic destinations where the disease is prevalent. 

Malaria, which singer Cheryl Cole famously suffered from in 2010 after a trip to Tanzania, is brought into the country by travellers returning from destinations where the disease is prevalent. Pictured, Cheryl on 'Piers Morgan's Life Stories' in 2010 speaking about contracting the illness

Malaria, which singer Cheryl Cole famously suffered from in 2010 after a trip to Tanzania, is brought into the country by travellers returning from destinations where the disease is prevalent. Pictured, Cheryl on 'Piers Morgan's Life Stories' in 2010 speaking about contracting the illness

Malaria, which singer Cheryl Cole famously suffered from in 2010 after a trip to Tanzania, is brought into the country by travellers returning from destinations where the disease is prevalent. Pictured, Cheryl on ‘Piers Morgan’s Life Stories’ in 2010 speaking about contracting the illness

Experts today blamed the spiralling cases on a post-pandemic resurgence, caused by greater overseas travel after Covid and the social distancing curbs that stopped people holidaying. 

Malaria is a disease caused by a parasite, spread to humans through the bite of an infected mosquito. 

A single bite is all it takes for someone to become infected. 

Early warning signs can include fever, chills, headache, muscle aches, fatigue and nausea. 

With treatment, most cases are not fatal. Yet in the severe stage, the disease quickly leads to death. 

UK Health Security Agency (UKHSA) surveillance statistics show, of the 2,004 cases confirmed in 2023, almost half occurred between July and October. 

For comparison, 1,369 and 1,012 were logged in 2022 and 2021, respectively. 

Pre-pandemic, between 1,300 and 1,800 cases were reported each year. 

This fell to just over 500 during the coronavirus crisis. 

There is no licensed vaccine against malaria for travellers, but vaccines are available for other travel-associated illnesses such as polio or hepatitis A. 

Professor Peter Chiodini, director of the UKHSA Malaria Reference Laboratory, said: ‘All malaria cases are preventable.

‘Simple steps like using insect repellent, covering exposed skin, sleeping under treated bed nets and taking malaria prevention tablets can lower infection risks. 

‘While malaria can affect anyone, the majority of Plasmodium falciparum malaria cases in the UK occur in those of African background.’

He added: ‘Even if you have visited or lived in a country before, you will not have the same protection against infections as local people and are still at risk. 

‘We are working in partnership with communities at greater risk to improve their access to and use of effective malaria prevention measures.’ 

Those travelling abroad should consult their GP, pharmacist or a travel clinic around four to six weeks before their trip for advice and malaria prevention tablets, health chiefs also advised.

If unwell during their trip, people should seek medical help abroad.

Globally in 2022, there were an estimated 249 million malaria cases and 608,000 malaria deaths in 85 countries, according to World Health Organization figures. Approximately 40 million children live in countries affected by malaria and in 2021, 80 percent of malaria cases detected in the Africa region were among children under five years old, up from 72 percent in 2015

Globally in 2022, there were an estimated 249 million malaria cases and 608,000 malaria deaths in 85 countries, according to World Health Organization figures. Approximately 40 million children live in countries affected by malaria and in 2021, 80 percent of malaria cases detected in the Africa region were among children under five years old, up from 72 percent in 2015

Globally in 2022, there were an estimated 249 million malaria cases and 608,000 malaria deaths in 85 countries, according to World Health Organization figures. Approximately 40 million children live in countries affected by malaria and in 2021, 80 percent of malaria cases detected in the Africa region were among children under five years old, up from 72 percent in 2015

Malaria is a disease caused by a parasite spread to humans through the bite of an infected mosquito. Early warning signs can include fever, chills, headache, muscle aches, fatigue and nausea. With treatment, most cases are not fatal. Yet in the severe stage, the disease quickly leads to death

Malaria is a disease caused by a parasite spread to humans through the bite of an infected mosquito. Early warning signs can include fever, chills, headache, muscle aches, fatigue and nausea. With treatment, most cases are not fatal. Yet in the severe stage, the disease quickly leads to death

Malaria is a disease caused by a parasite spread to humans through the bite of an infected mosquito. Early warning signs can include fever, chills, headache, muscle aches, fatigue and nausea. With treatment, most cases are not fatal. Yet in the severe stage, the disease quickly leads to death

Travellers who fall ill once back in the UK should immediately contact a health professional and inform them they have been travelling recently. 

Globally in 2022, there were an estimated 249million malaria cases and 608,000 deaths in 85 countries.

Approximately 40million children live in countries affected by malaria and in 2021, 80 per cent of cases detected in the Africa region were among children under five years old.

Kids, as well as pregnant women and travelers with no immunity to the malaria-causing parasite, are at the highest risk of severe infection and death.

It comes as dozens of countries earlier this year began a world-first mass vaccination campaign in the hope of one day eradicating the illness. 

Almost 30million jabs will be dished out over the next few months in sub-Saharan Africa, which started with Cameroon. 

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French court confirms ex-PM Fillon’s conviction in ‘fake jobs’ scandal

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France’s Court of Cassation on Wednesday confirmed the conviction of former premier François Fillon in a fake jobs scandal that wrecked his 2017 presidential bid but ordered a new trial for his sentencing.

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LaLiga president Javier Tebas insists league matches ‘WILL be played abroad’ in the 2025-26 season… as he claims top-flight chiefs are looking to organise a match in the United States

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  • LaLiga president Tebas has claimed league matches will soon be played abroad 
  • Tebas has long been keen to stage an official LaLiga match on American soil 
  • Phil Foden reveals what it’s REALLY like to play for Pep Guardiola in an It’s All Kicking Off special. Listen on Spotify, Apple or anywhere you get your podcasts

LaLiga president Javier Tebas has insisted that league matches will be played abroad from 2025-26 and admitted Spanish chiefs are planning a match in the U.S.

Tebas has previously expressed his desire to to play a league game in America and had sought to bring two LaLiga sides – Barcelona and Girona – back in 2018. 

However, that hit a stumbling block when FIFA objected, with its council resolving that ‘official league matches must be played within the territory of the respective member association’. 

However, following a resolution between New York City-based event promoter Relevent Sports and FIFA earlier this month, the door has been opened to potentially staging games abroad. 

Speaking about the idea, Tebas told Spanish newspaper Expansion: ‘I think it could be in the 2025-26 season, but La Liga will play official matches abroad.

LaLiga chief Javier Tebas insisted that league matches will be played abroad from 2025-26

LaLiga chief Javier Tebas insisted that league matches will be played abroad from 2025-26

LaLiga chief Javier Tebas insisted that league matches will be played abroad from 2025-26

The Spanish top-flight have been keen to organise a league match abroad since 2018

The Spanish top-flight have been keen to organise a league match abroad since 2018

The Spanish top-flight have been keen to organise a league match abroad since 2018

‘An official match in the U.S. will strengthen our position in the North American market, which is the second market for La Liga after Spain.

‘Other very competitive leagues are coming so we cannot always do the same thing, but we cannot allow them to overtake us.’

According to The Athletic, Relevent recently accused FIFA’s directive, that domestic games should be played in their home territory, as preventing fair competition.

FIFA and Relevent settled on their case without prejudice earlier this month.

Subsequently FIFA joined US Soccer as a co-defendant, with the national association already accused of seeking to block the growth of Relevent Sports’ business as a promoter. 

There has already been movement towards domestic match-ups taking place hosted abroad with the likes of the Spanish and Italian FAs staging their respective Super Cups in Saudi Arabia in recent years. 

The Spanish FA have staged the Spanish Super Cup in Saudi Arabia for the past three seasons

The Spanish FA have staged the Spanish Super Cup in Saudi Arabia for the past three seasons

The Spanish FA have staged the Spanish Super Cup in Saudi Arabia for the past three seasons

The Premier League has also attempted to capitalise on the popularity of the English game Stateside with marquee pre-season clashes. 

The league hosted a Summer Series with six teams involved last year, while in 2024 Manchester United, Liverpool and Arsenal will all face-off against one another in the country. 

The US is set to stage a revamped – and greatly expanded – Club World Cup in 2025, a year before they will host the World Cup. 

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Iran sentences popular rapper to death for supporting Mahsa Amini protests

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An Iranian court has sentenced to death a popular rapper jailed for more than a year and a half for supporting nationwide protests sparked by Mahsa Amini’s death, local media reported Wednesday.

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Ammanford school ‘stabbing’: Person is arrested and three people including ‘teacher’ injured after ‘knife attack involving two girls’ – as classrooms remain in ‘lockdown’

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A person has been arrested and three people are injured following a ‘major incident’ at a school in Carmarthenshire, as classrooms remain in ‘lockdown’.

Ysgol Dyffryn Aman, also known as Amman Valley School, in Ammanford in the south Wales county, is on ‘code red’ with unconfirmed reports a stabbing took place this morning.

The incident is said to have involved two girls before two staff intervened, a senior educational professional, who does not work at the school, told Wales Online. 

It is thought a teacher is one of those injured, but this is yet to be confirmed, who was flown by air ambulance 70 miles to the University Hospital of Wales in Cardiff.   

Police are not looking for anyone else in relation to the emergency situation and warned people who had shared footage on social media to remove it ‘to avoid contempt of court and distressing those affected’.

Councillor Karen Davies, a governor at the school, believed a stabbing had taken place and that two staff members were hurt.   

Prime Minister Rishi Sunak expressed his ‘shock’ at the news and thanked emergency services as he said his thoughts are with all those affected.   

The school is currently under ‘code red’ and pupils have been put in the canteen to preserve the crime scene. 

One worried parent said officers would be speaking to classrooms individually before lifting the lockdown. 

A person has been arrested after three people were left injured following a 'major incident' at a Ysgol Dyffryn Aman school in Carmarthenshire. A large police and ambulance presence can be seen

A person has been arrested after three people were left injured following a 'major incident' at a Ysgol Dyffryn Aman school in Carmarthenshire. A large police and ambulance presence can be seen

A person has been arrested after three people were left injured following a ‘major incident’ at a Ysgol Dyffryn Aman school in Carmarthenshire. A large police and ambulance presence can be seen

Crowds of parents are seen waiting outside the school gates watching as emergency workers attend the incident.

Crowds of parents are seen waiting outside the school gates watching as emergency workers attend the incident.

Crowds of parents are seen waiting outside the school gates watching as emergency workers attend the incident.

An ambulance can be seen outside the school with worried parents standing outside the building

An ambulance can be seen outside the school with worried parents standing outside the building

An ambulance can be seen outside the school with worried parents standing outside the building

Hundreds of worried parents crowded outside the school gates amid earlier unconfirmed reports claimed there had been a knifing at the school, with classrooms being put in ‘lockdown’.

Carmarthenshire County Council moved to reassured parents to say the incident ‘has been contained’. 

One parent said: ‘This is a quiet area and a nice school with a good community. We just can’t figure out what has gone on. My daughter saw an air ambulance land outside. It is unbelievable.’

Cllr Davies told Wales Online: I have no confirmation on how serious the injuries are. I send my thoughts to those injured and all the people there. I know how well the school rehearsed lockdown and I am sure everything is under control.’  

Another concerned parent Lisa Barrett said her daughter texted her saying the school had been placed under a lockdown. 

She told BBC Wales: ‘This is not something you expect – you drive your child to school and think they will be safe. It is good to know that the children are locked in the classrooms.’

Mrs Barrett said she had not heard anything from the school as of yet. 

‘I am just waiting,’ she added. ‘I don’t know if I should go down there or not.’ 

Another mother waiting outside the gates, named Rebecca, told ITV Cymru Wales said the school is being kept on ‘code red’. 

‘Obviously I’ve seen the blue lights, and I know we don’t blue light unless we have to and I’ve seen the air ambulance leave,’ she said.

‘They’re keeping the school on lockdown – code red as they’re calling it – and the police will be speaking to the classes individually, then take them to get their lunch, then take them back to their classrooms.’

Plaid Cymru leader Liz Saville Roberts wrote on X that her heart ‘goes out to the pupils, families and staff of the school, and to the emergency services who are responding to the situation’.

While First Minister Vaughan Gething  was left ‘shocked to hear news of serious incident in Rhydaman’.  He wrote on X: ‘A deeply worrying time for the school, families and community. Diolch to first responders.’

Prime Minister Rishi Sunak and First Minister Vaughan Gething took to X to express their shock over the incident

Prime Minister Rishi Sunak and First Minister Vaughan Gething took to X to express their shock over the incident

Prime Minister Rishi Sunak and First Minister Vaughan Gething took to X to express their shock over the incident

The alleged incident is said to have taken place at Ysgol Dyffryn Aman, also known as Amman Valley School, in Ammanford in the west Wales county. Pictured: Two air ambulances on the school field

The alleged incident is said to have taken place at Ysgol Dyffryn Aman, also known as Amman Valley School, in Ammanford in the west Wales county. Pictured: Two air ambulances on the school field

The alleged incident is said to have taken place at Ysgol Dyffryn Aman, also known as Amman Valley School, in Ammanford in the west Wales county. Pictured: Two air ambulances on the school field 

The Welsh language school has 1,800 pupil aged 11 to 18. The school is situated in the north of the Ammanford town centre, while the town itself is a few miles north-east of the western terminus of the M4

The Welsh language school has 1,800 pupil aged 11 to 18. The school is situated in the north of the Ammanford town centre, while the town itself is a few miles north-east of the western terminus of the M4

The Welsh language school has 1,800 pupil aged 11 to 18. The school is situated in the north of the Ammanford town centre, while the town itself is a few miles north-east of the western terminus of the M4

One air ambulance is said to have now left the field and is reportedly flying towards the University Hospital in Cardiff. The second remains on site

One air ambulance is said to have now left the field and is reportedly flying towards the University Hospital in Cardiff. The second remains on site

One air ambulance is said to have now left the field and is reportedly flying towards the University Hospital in Cardiff. The second remains on site

The alleged incident is said to have taken place at Ysgol Dyffryn Aman in Ammanford in the west Wales county

The alleged incident is said to have taken place at Ysgol Dyffryn Aman in Ammanford in the west Wales county

The alleged incident is said to have taken place at Ysgol Dyffryn Aman in Ammanford in the west Wales county

Local councillor Rob James said: ‘My thoughts are with the headteacher, teaching staff, parents and pupils of Ysgol Dyffryn Aman after today’s major incident.

‘I have been in contact with Carmarthenshire Council and will provide any support I can to the school during this difficult time.’ 

Local MP Jonathan Edwards, who is the MP for Carmarthen East and Dinefwr, expressed his concern about the incident on social media.

‘Thoughts are with everyone back home and with the authorities responding,’ he wrote.

Adam Price, Plaid Cymru member of the Senedd for Carmarthen East and Dinefwr, and a former pupil at Ysgol Dyffryn Aman, said his thoughts were with the school.

Mr Price posted on social media platform X: ‘As we wait for more information to be released, my thoughts, like the rest of us, are with the school’s community.’

The Church of All Saints in Ammanford has opened its doors to offer help and pastoral support in response. 

Bishop of St Davids, Dorrien Davies, said: ‘My thoughts and prayers are with the injured, the staff, pupils and families of all at Dyffryn Amman School.’

Dyfed-Powys Police and two air ambulances were called to the scene.

One air ambulance is said to have now left the field and is reportedly flying towards the University Hospital in Cardiff. The second remains on site.  

The Welsh language school has 1,800 pupils aged 11 to 18. The school is situated in the north of the Ammanford town centre, while the town itself is a few miles north-east of the western terminus of the M4.

Leader of the Welsh Conservatives Andrew RT Davies described the incident at a school ‘extremely concerning’.

‘Schools should be a place of safety, learning and discovery, ‘ he said. ‘It is deeply sad and distressing that today teachers and pupils have had that safety shattered by a violent incident.

‘My thoughts are with all staff and pupils at the school, and we thank the emergency services for their work.’

Formers pupils include ex-Wales and British Lions rugby star Shane Williams and former MP Adam Price.

A spokesperson for the local police force said: ‘Dyfed-Powys Police is dealing with an incident at Amman Valley School. Three people have been injured and are receiving treatment.

‘One person has been arrested and we are not looking for anyone else in connection with this incident. Emergency services remain at scene and the school has been closed while investigations continue.

‘We are working closely with the school and Carmarthenshire County Council. We are aware that there is footage of the incident currently circulating on social media. We would ask that this is removed to avoid contempt of court and distress to those affected. We would ask the people do not speculate while there is a police investigation ongoing.’

MailOnline has contacted Welsh Ambulance Service. 

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Pro-Palestinian protests sweep US universities, targeting financial ties with Israel

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Students at an increasing number of US universities are gathering in protest camps to demand that their schools cut financial ties to Israel and divest from companies that are enabling its months-long conflict in Gaza. FRANCE 24’s New York correspondent Jessica Le Masurier reports from Columbia University, where students have resumed their protest just days after they were evicted by the police.

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The human foods that could be making your dog fat, revealed – from grilled salmon to scrambled egg

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It’s something that many dog owners do on a daily basis. 

But new research might make you think twice about sneaking leftovers to your dog under the dinner table. 

The study reveals the human foods that could be making your pet fat – including grilled salmon and scrambled eggs. 

‘Most of us don’t realise just how calorie-dense our food can be for our pets,’ said Lisa Melvin, a spokesperson for Pet Range. 

‘This is especially the case for smaller dogs and breeds which are more obesity-prone, such as pugs and labradors. For small dogs like pugs, a single sausage can take up almost half of their daily recommended calorie intake.’

A new graphic might make you think twice about sneaking leftovers to your dog under the dinner table. The graphic reveals the human foods that could be making your pet fat - including grilled salmon and scrambled eggs

A new graphic might make you think twice about sneaking leftovers to your dog under the dinner table. The graphic reveals the human foods that could be making your pet fat - including grilled salmon and scrambled eggs

A new graphic might make you think twice about sneaking leftovers to your dog under the dinner table. The graphic reveals the human foods that could be making your pet fat – including grilled salmon and scrambled eggs

How many daily calories should your dog be consuming?
Weight of dog  Recommended calories 
XS: 2kg – 5kg (Eg. Chihuahua) 247
S: 5kg – 10kg (Eg. Pug)  440 
M: 10kg – 20kg (Eg. Beagle)  739 
L: 20kg – 30kg (Eg. Dalmation)  1092 
XL: 30kg – 40kg (Eg. Labrador Retriever)  1408 
XXL: 40kg – 50kg (Eg. Rottweiler)  1701 

Britain is in the midst of an ‘overweight epidemic’ in dogs, with a whopping one in 14 pups recorded by their vets as overweight each year. 

One of the potential reasons for these high rates is owners treating their pets to human foods, without knowing how this can impact their diet. 

In their study, Pet Range looked at the recommended daily calorie intake for dogs of varying sizes. 

Dogs classed as extra small, such as Chihuahuas, need just 247 calories per day, while small dogs, such as Pugs, require 440 calories on average. 

Medium dogs, such as Beagles, need 739 calories, while Large dogs, such as Dalmations, require 1,092 calories. 

Britain is in the midst of an 'overweight epidemic' in dogs, with a whopping one in 14 pups recorded by their vets as overweight each year (stock image)

Britain is in the midst of an 'overweight epidemic' in dogs, with a whopping one in 14 pups recorded by their vets as overweight each year (stock image)

Britain is in the midst of an ‘overweight epidemic’ in dogs, with a whopping one in 14 pups recorded by their vets as overweight each year (stock image)

Finally, extra large dogs such as Labrador Retrievers, need 1,408 calories, while extra extra large dogs, such as Rottweilers, need 1,701. 

Based on these figures, Pet Range looked at the calorie percentage of popular human leftovers or adults dogs. 

While two rashers of bacon might seem like a reasonable portion size for a dog, the analysis reveals how this equates to 58.5 per cent of XS dogs’ daily calories. 

Even for XXL dogs, this portion size is the equivalent of 8.5 per cent of their daily calorie recommendation.   

Two other popular meats – sausages and roast chicken – can also make your pooch pile on the pounds. 

One thick sausage takes up 27 per cent of a small dog’s daily calories, 16 per cent of a medium dog’s calories, and 11 per cent of a large dog’s calories. 

However, the research reveals that it isn’t just meat which can be highly calorific for dogs. 

If you’ve got leftover scrambled egg from your breakfast, the equivalent of just one egg can take up 31 per cent of an extra small dog’s calories. 

Meanwhile, one tablespoon of cheddar cheese can take up 10 per cent of a small dog’s daily calories.  

‘Many of us don’t realise just how many conditions can be linked to having excess weight,’ Ms Melvin said. 

‘From bone health to heart health to simply overall wellbeing, obesity can come with a huge toll on your pet.’

If you’ve noticed your dog has been gaining excess weight, thankfully there are several things you can do to help them get into shape. 

‘To help your pet lose weight healthily and sustainably, ensure they have filling, balanced meals and enjoy their food in moderation,’ Ms Melvin added. 

‘It’s always a good idea to see a vet if you have concerns about your pet’s weight. 

‘Every dog is different, and just like humans, they all have different nutritional needs. 

‘Whether your furry friend is a puppy or fully grown, consult with the vet before making major dietary changes.’

WHAT ARE THE TEN COMMONLY HELD MYTHS ABOUT DOGS?

It is easy to believe that dogs like what we like, but this is not always strictly true. 

Here are ten things which people should remember when trying to understand their pets, according to Animal behaviour experts Dr Melissa Starling and Dr Paul McGreevy, from the University of Sydney.

1. Dogs don’t like to share 

2. Not all dogs like to be hugged or patted 

3. A barking dog is not always an aggressive dog 

4. Dogs do not like other dogs entering their territory/home

5. Dogs like to be active and don’t need as much relaxation time as humans 

6. Not all dogs are overly friendly, some are shyer to begin with  

7. A dog that appears friendly can soon become aggressive 

8. Dogs need open space and new areas to explore. Playing in the garden won’t always suffice 

9. Sometimes a dog isn’t misbehaving, it simply does not understand what to do or what you want 

10. Subtle facial signals often preempt barking or snapping when a dog is unhappy

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The best investment trusts for your pension – experts reveal their picks

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Best investment trusts for your pension: Tips for your portfolio throughout your financial life

Best investment trusts for your pension: Tips for your portfolio throughout your financial life

Best investment trusts for your pension: Tips for your portfolio throughout your financial life

When it comes to building your pension pot or investing it for retirement income, finding a reliable investment matters.

Returns are never guaranteed – and investments go down as well as up – but there are some characteristics that make some stand out. 

Many investment trusts have built remarkable track records for raising dividends, making them a popular option for people drawing down an income in retirement.

But financial advisers have also come up with some top picks from the world of investment trusts for those still building up a pension too.

The Association of Investment Companies has compiled expert recommendations for what is known in financial jargon as the ‘accumulation’ phase of a saver’s life, and for those needing an income in the ‘decumulation’ stage in retirement.

Investment trusts are listed companies with shares that trade on the stock market. 

They are known as closed-ended, because investors can buy or sell shares to join or leave, but new money outside this pool cannot be raised without issuing new shares.

That is unlike open-ended investment funds where money is pooled to invest in shares, bonds or other funds.

Investment trusts can be riskier than funds because their shares can trade at a premium or discount to the value of the assets they hold – see below for more on how this works.

Although the list below has been picked by four professional financial advisers, remember that this is not individual financial advice and you should always check if an individual investment is right for you. If in doubt, seek independent financial advice.

Saving: ‘I’m still building up a pension’

Paul Chilver, financial planning manager at Birkett Long

With the seemingly ever-increasing state pension age and the forthcoming increase to the age an individual can access their pension, investing into a pension is for the long term.

With this in mind investment trusts, many of which are trading close to record discounts, could be an excellent option.

Discounts are particularly attractive on UK-focused investment trusts and one suggestion for the accumulation stage of investment is the Mercantile Investment Trust managed by JPMorgan which has been at a double-digit discount for many months despite very good short-term performance.

Mercantile Investment Trust (Ongoing charge: 1.41 per cent)

Philippa Maffioli, senior investment manager at Blyth-Richmond Investment Managers

During the accumulation phase when growth and diversification are essential, I recommend Worldwide Healthcare Trust.

This global trust gives investors the opportunity to gain exposure to pharmaceutical, biotechnology, and other related healthcare companies all within an actively managed portfolio.

These range from large multinational pharmaceuticals to unquoted emerging biotechnology companies. The fund is managed by OrbiMed Capital which was founded in 1989 and has become the largest healthcare investment firm in the world.

The team are actively looking at nearly 1,000 companies and the team works to identify sources of outperformance as well as those with underappreciated products in the pipeline with high quality management teams and strong financial resources.

Worldwide Healthcare Trust (Ongoing charge: 0.83per cent)

I am very keen for my clients to gain exposure to the management style of Spencer Adair and Malcolm MacColl of The Monks Investment Trust during the accumulation phase of a Sipp.

Their aim is to focus on global companies from a range of profiles with above average earnings growth which they expect to hold for around five years.

That said, they are known for addressing issues head on and aren’t afraid to take a critical look at their portfolio when necessary, which I believe is very compelling.

I believe that Monks is well positioned to capitalise on the continuous shift to a more digitalised world and must be included in a portfolio where growth is required.

Monks Investment Trust (Ongoing charge: 0.69 per cent)

Charges and net asset value explained 

 Ongoing charges

The ongoing charge, aka OCF, is the investing industry’s standard measure of fund or trust running costs.

It’s measured as an annual percentage and the bigger it is, the costlier the fund is to run.

Net asset value 

A trust’s shares can trade at a premium or discount to the value of the assets it holds, known as the net asset value.

NAV is calculated by dividing the total value of  a trust’s assets (what it owns) minus liabilities (what it owes) by the amount of shares existing.

A trust’s share price can fall below the total value of its holdings if it is unpopular and people do not want to invest but do want to sell. This pushes down demand and drives up the supply of its units for sale.

This gives new investors the opportunity to buy in at a discount, but means existing investors’ holdings are worth less than they should be.

An investment trust trading at a discount to NAV may be regarded as cheap because the shares cost less than its overall value – although there might be good reasons why, such as investors being justifiably pessimistic about its prospects.

When a trust trades at a premium to NAV it is more expensive than its net worth.

Doug Brodie, founder and chief executive of Chancery Lane

In building pensions investors should take note that trusts like Lowland, Murray International and City of London have all handsomely outperformed the FTSE All Share over the last 20 years.

Investment trusts may not have the sales and marketing budgets of pension companies so investors have to look a bit harder.

A quick look at the long-term returns will show folk there’s a good reason that institutional investors are big investors in trusts.

Lowland (Ongoing charge: 1.03 per cent)

Murray International (Ongoing charge: 0.78 per cent)

City of London (Ongoing charge: 0.65 per cent)

Neil Mumford, chartered financial planner at Milestone Wealth Management

For those looking for growth, I’d recommend JPMorgan Global Growth and Income Trust. This is one of the few investment trusts to be trading at a premium, but this should not concern long-term investors.

It places a high emphasis on the world’s largest stock market the US, accounting for two-thirds of the portfolio. It is a high conviction portfolio with 50 to 90 holdings, with the top ten making up more than 40% of the portfolio.

This has allowed it to outperform by some margin with a 305 per cent return over the last ten years.

There will be times when there may be swings in the portfolio value but for the patient investor this will hopefully pay off. If there was concern about the premium, this trust would also be ideal for regular monthly investments.

JPMorgan Global Growth and Income (Ongoing charge: 0.66 per cent)

Drawdown: I need to invest for income

Neil Mumford of Milestone Wealth Management

The Scottish American Investment Company is my choice for someone looking at building either an income or growth portfolio and is a top five holding in my own Sipp.

I am still accumulating but it will stay once I am drawing down. It is a truly diversified equity portfolio, spread equally between the US and Europe at around 35 per cent each of the portfolio.

Neil Mumford: The Scottish American Investment Company is a top five holding in my own Sipp

Neil Mumford: The Scottish American Investment Company is a top five holding in my own Sipp

Neil Mumford: The Scottish American Investment Company is a top five holding in my own Sipp

Although it doesn’t have the highest yield at 2.9 per cent, this dividend hero has increased its payouts by an average of 4.2 per cent a year over the past five years and this dividend increase has not hampered its ability to grow capital – a total return of more than 170% over the last ten years should please any investor. 

The price is currently a complete bargain when you consider that it is trading at an extremely attractive discount to net assets of around 10 per cent when historically it has been trading at near NAV or at a premium.

Scottish American Investment Company (Ongoing charge: 1.01 per cent)

Philippa Maffioli of Blyth-Richmond Investment Managers

During the decumulation phase when capital growth is not as important and the emphasis can shift towards capital preservation, Personal Assets Trust has an important place in many retirees’ portfolios.

The manager’s approach is reassuringly conservative and is focused on looking at the risk of losing money rather than the risk of volatility.

Even though this is the case, it offers global diversification across four asset classes and is a bedrock for lower risk and/or decumulating portfolios.

It is managed by Sebastian Lyon who is assisted by Charlotte Yonge and their policy is to protect and increase (in that order) the value of shareholders’ funds over the long term.

Personal Assets Trust (Ongoing charge: 0.67 per cent)

Ruffer Investment Company is another trust which concentrates on capital preservation and has a very successful track record in achieving this.

The objective is to maintain a diverse strategy incorporating short-dated bonds, credit and derivative strategies and precious metals, plus a diverse spread of international equities.

The investment strategy and asset allocation are set by Henry Maxey and Neil McLeish, Co-Chief Investment Officers, supported by a team of senior fund managers and research analysts.

Paul Chilver: Investment trusts can smooth their income payments, meaning some income can be retained in case it is needed in future

Paul Chilver: Investment trusts can smooth their income payments, meaning some income can be retained in case it is needed in future

Paul Chilver: Investment trusts can smooth their income payments, meaning some income can be retained in case it is needed in future

Ruffer seeks to preserve capital using a very disciplined approach with the prime objective of maintaining value over a one-year period and growing capital over the longer term. This means they would perceive a loss in line with the market as a failure.

Ruffer Investment Company (Ongoing charge: 1.07 per cent)

Paul Chilver of Birkett Long

When you come to draw an income from your pension investment trusts are an excellent choice.

In part this is because they can smooth their income payments, meaning some income can be retained in the trust in case it is needed in future when stock markets may be more volatile.

There are many investment trusts paying an attractive dividend and my first suggestion is a UK-focused investment trust, Edinburgh Investment Trust.

This is a long-standing investment trust and is now managed by Liontrust following their acquisition of Majedie.

A second suggestion would be a global investment trust, JPMorgan Global Growth and Income.

This trust has its greatest weighting to US equities and is currently paying a yield of 3.4 per cent per annum.

Edinburgh Investment Trust (Ongoing charge: 0.53 per cent)

JPMorgan Global Growth and Income – also see above (Ongoing charge: 0.66 per cent)

Compare the best DIY investing platforms and stocks & shares Isas

Investing online is simple, cheap and can be done from your computer, tablet or phone at a time and place that suits you.

When it comes to choosing a DIY investing platform, stocks & shares Isa or a general investing account, the range of options might seem overwhelming. 

Every provider has a slightly different offering, charging more or less for trading or holding shares and giving access to a different range of stocks, funds and investment trusts. 

When weighing up the right one for you, it’s important to to look at the service that it offers, along with administration charges and dealing fees, plus any other extra costs.

To help you compare the best investment accounts, we’ve crunched the facts and pulled together a comprehensive guide to choosing the best and cheapest investing account for you. 

We highlight the main players in the table below but would advise doing your own research and considering the points in our full guide linked here.

>> This is Money’s full guide to the best investing platforms and Isas 

Platforms featured below are independently selected by This is Money’s specialist journalists. If you open an account using links which have an asterisk, This is Money will earn an affiliate commission. We do not allow this to affect our editorial independence. 

DIY INVESTING PLATFORMS AND STOCKS & SHARES ISAS 
Admin charge Charges notes Fund dealing Standard share, trust, ETF dealing Regular investing Dividend reinvestment
AJ Bell*  0.25%  Max £3.50 per month for shares, trusts, ETFs.  £1.50 £5  £1.50 £1.50 per deal  More details
Bestinvest* 0.40% (0.2% for ready made portfolios) Account fee cut to 0.2% for ready made investments Free £4.95 Free for funds  Free for income funds More details
Charles Stanley Direct* 0.35%  No platform fee on shares if a trade in that month and annual max of £240 Free £11.50 n/a n/a More details
Fidelity* 0.35% on funds £7.50 per month up to £25,000 or 0.35% with regular savings plan.  Free £7.50 Free funds £1.50 shares, trusts ETFs £1.50 More details
Hargreaves Lansdown* 0.45% Capped at £45 for shares, trusts, ETFs Free £11.95 £1.50 1% (£1 min, £10 max) More details
Interactive Investor*  £4.99 per month under £50k, £11.99 above, £10 extra for Sipp Free trade worth £3.99 per month (does not apply to £4.99 plan) £3.99 £3.99 Free £0.99 More details
iWeb £100 one-off fee (waived until July 2024) £5 £5 n/a 2%, max £5 More details
 Accounts that have some limits but attractive offers    
Etoro*  No investment funds or Sipp Free Investment account offers stocks and ETFs. Beware high risk CFDs. Not available  Free  n/a  n/a  More details 
Trading 212  Free  Investment account offers stocks and ETFs. Beware high risk CFDs.  Not available  Free  n/a  Free  More details 
Freetrade* No investment funds  Basic account free,  Standard with Isa £4.99, Plus £9.99 Freetrade Plus with more investments and Sipp is £9.99/month inc. Isa fee No funds  Free  n/a  n/a  More details 
Vanguard  Only Vanguard’s own products 0.15%  Only Vanguard funds Free  Free only Vanguard ETFs  Free  n/a  More details 
(Source: ThisisMoney.co.uk Mar 2024. Admin % charge may be levied monthly or quarterly

 

Some links in this article may be affiliate links. If you click on them we may earn a small commission. That helps us fund This Is Money, and keep it free to use. We do not write articles to promote products. We do not allow any commercial relationship to affect our editorial independence.

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The U.S. Senate on Tuesday passed legislation giving TikTok’s Chinese owner, ByteDance, about nine months to divest the U.S. assets of the short-video app, or face a nationwide ban. President Joe Biden said he will to sign the bill into law on Wednesday.

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